Vanquis Bank
Vanquis Bank’s products serve customers ranging from
those who have had credit problems in the past, to those
completely new to credit, are self-employed or have a
low income.
Our aim is to provide a range of credit cards that give
them the options they deserve.
Vanquis Bank is a responsible lender and we provide our
customers with support, and put in place credit limits
that assist in controlling their spending. We do this by
being transparent about our products and pricing, and
providing high levels of customer service.
Vanquis Bank is led by an experienced credit card team.
It is a wholly owned subsidiary of Provident Financial
plc, a leading international company providing home
credit and credit cards.
Vanquis is a specialist lender providing credit to an
underserved market.
- No annual fee
- Up to 56 days interest free on purchases
- Additional cardholder/ free fraud monitoring at
no additional cost – we’ll warn customers of any
suspicious activity on their account
- Chip & PIN technology for added security
whenever a Vanquis card is used
- Visa is widely accepted in the UK and abroad
- Offers convenience for paying online and over
the phone
- A friendly and dedicated UK customer call centre
- As a provider that is specifically geared
towards servicing customers with previous credit
problems or little or no credit history our higher
APR’s reflect the additional business risk posed by
this area of the consumer market.
However, we are very keen to stress that this does
not imply that we are able to approve applications from
customers irrespective of their present or previous
circumstances. We have stringent and specific criteria
that potential new customers must meet in order to be
accepted, as well as applying all relevant money
laundering and other regulatory validation tests to any
new applications.
Applicants must be registered on the voters roll
Applicants must not have an outstanding County Court
Judgement against their name or one that has cleared
within the past year |
